Stripe Radar | Payment and Credit Card Fraud Detection

Identify and prevent fraud in real time with AI powered by Stripe’s global data.

Radar helps detects and block fraud using AI that trains on data across millions of global companies.

Boost your revenue by identifying fraudulent actors more accurately and applying Adaptive 3D Secure to high-risk payments.

Quickly adapt to shifting fraud patterns specific to your business with AI that is rapidly retrained.

Get started from day one with zero code. Radar is built into Stripe and seamlessly integrated with the full Stripe platform.

Stripe processes payments from 197 countries for every industry, company size, and business model. Even if a card is new to your business, there’s a 92% chance it’s been seen before on the Stripe network.

By learning from millions of global businesses processing more than US$1.4 trillion in payments each year, Radar assigns risk scores to every payment and automatically blocks high-risk payments.

Radar's AI scans every payment using hundreds of signals from across the Stripe network to help detect and prevent fraud before it hits your business, reducing fraud by 38% on average.

Radar ingests data from every layer of the financial stack, integrating checkout flow data, rich payments data, and card network and bank information to assess fraud risk.

Stripe’s partnerships with Visa, Mastercard, American Express, and leading banks let us use data like TC40s, SAFE reports, and early dispute notifications to help identify fraudulent charges before they’re disputed.

Radar is fully integrated with the rest of Stripe, so our systems can instantly use rich payment information – such as customer details, shipping and billing addresses and other properties – to improve AI performance and block fraud.

Stripe's checkout tools automatically incorporate certain buyer patterns from your website and mobile app to help detect anomalous payments. Radar uses these signals to improve AI performance and block fraud on your behalf.

Radar is built for global internet businesses facing evolving fraud threats. Radar constantly tweaks our algorithms, tests which attributes are most relevant and generates compound signals to help precisely identify and block fraud.

Tie multiple signals into a single device profile.

Spot recurring patterns across years of historical data.

Identify IP spoofing and proxy usage.

Radar scores every transaction by combining multiple signals to help determine whether a payment is fraudulent.

Access advanced controls and deep insights with Radar for Fraud Teams to customise your fraud prevention to the needs of your business.

Surface the most relevant data for more efficient and accurate manual reviews.

See rich analytics on fraud performance and dispute rates.

Set precise rules to flag, block or apply adaptive 3D Secure to certain transactions.

Sync existing lists of trusted or blocked users.

Remind customers about their order details to block disputes from being filed and automatically resolve them to lower your dispute rate, powered by Verifi and Ethoca.

Provide transaction data to cardholders with dispute deflection to help them recognise legitimate charges and avoid filing disputes.

Automatically block potential first-party misuse disputes with Visa Compelling Evidence 3.0.

Automatically resolve disputes as they are submitted, so they don't count towards your dispute rate.

Write dispute resolution rules from the Radar rule editor, with AI help from LLM-powered Radar Assistant.

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Radar’s advanced machine learning is available to every Stripe account.

Integrated per-transaction pricing with no hidden fees.

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